GE Consumer Finance

Select Country		Search

> GE Stock > GE Corporate > Contact Us > Site Map


	Home > World Wide : Poland

• Poland

> U.S. and Canada

> Business Financial Services Product Matrix

> Personal Financial Services Product Matrix

		In Poland GE Capital Bank S.A., based in Gdask, Poland, was acquired primarily by GE Capital Corporation in 1995; 10% of the bank's shares were also acquired by Selective American Financial Enterprises (SAFE). Since its acquisition, the Bank's loan portfolio has risen dramatically, making it one of the premier financial institutions in Poland. With a consumer loan portfolio that exceeds $800 million, the Bank is rated sixth among Polish retail banks. The Bank's focus is on the retail customer with sales finance, auto and personal loan products that account for the majority of the portfolio. Other unique products include Visa Credit Cards and loan insurance, which are offered by both traditional and innovative distribution channels such as telemarketing. We also have special programs dedicated to 5000 partners in various industries, including Nissan, Makro Cash&Carry, Electrolux, Zanussi and Vobis.


	Product Directory


	> Auto Leasing and Loans Auto Leasing is the financing primarily for the leasing of new cars. Lease terms range from 12 to 54 months. Auto Loans are closed-end loans with an average term of 42 months.Loans range from 12 months to 60 months for the purchase and financing of new and used automobiles. > Commercial Loans Loan products that are offered to small and medium-sized businesses. > Consumer/Commercial Deposits Consumer or commercial bank savings products that bear interest for the customer. > Consumer Loans Revolving or fixed closed-end lines of credit. Customers pay pre-arranged monthly installments, depending on the size of the credit line. These are also referred to as direct-to-consumer loans, unsecured revolving loans or direct loans, depending on the market. They are primarily offered through branches or telemarketing. > Mortgages Long-term loans which range in duration from 11 to 30 years. Payment terms are primarily monthly. Mortgages are offered through brokerage houses, agents and dealers. > Sales Finance Closed-end personal loans issued with or without collateral. They are offered primarily through retail channels. Term loans range anywhere between 12 and 120 months, and there are often interest-free periods as well as no annual fees.


	Key Clients


	Contact


	Mariusz Karpinski ul. Waly Jagiellonskie 36 Gdansk 80-853 Poland tel : 48 58 304 0781 fax : 48 58 304 0701 email : Mariusz.Karpinski@gecapital.com www.ge.com.ar

GE Consumer Finance Home | Business Finance | Personal Finance | Worldwide | About GE Consumer Finance


	GE Corporate Home \| Investor Information \| Privacy Policy \| Terms & Conditions Copyright General Electric Company 1997-2003