> Consumer Loans
Revolving or fixed closed-end lines of credit. Customers pay pre-arranged monthly installments, depending on the size of the credit line.
> Insurance
Credit insurance offered to consumers, in conjunction with another financial product, to protect them if they experience payment hardship.
> Bank Cards
Consumer financing cards, such as MasterCard, Visa and other co-branded products, that provide consumers with a revolving line of credit for purchases.
> Sales Finance
Closed-end personal loans issued with or without collateral. They are offered primarily through retail channels. Term loans range anywhere between 12 and 120 months, and there are often interest-free periods as well as no annual fees.
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