> Affinity Loans
Revolving or closed-end personal loans offered to members of affinity groups such as France Loisirs.
> Auto and Motorbike Leasing
Leasing solutions for financing new cars and motorbikes, including services that protect the owner against unforeseen events. Lease terms range from 36 to 72 months.
> Consumer Loans
Revolving personal loans. Customers pay pre-arranged monthly installments, depending on the amount of the balance in their account.
> Closed-end Personal Loans
pre-arranged monthly installments depending on the size of the credit line. They are distributed through affinity cards, branches, private label credit
cards and sales finance programs.
> Insurance
Life and non-life insurance products offered to customers for protection against unforeseen events. These include Personal Protection Insurance, GAP, Warranty Extension,
Assistance, Damage and Maintenance. Medium and Long-term tax benefit savings products for multiple investment profiles are available at local branches.
> Loyalty Cards
Cards sold by a retailer that entitle the cardholder to unique benefits, such as discounts and rewards on purchases through loyalty points.
> Mortgages
Mortgage loans adapted to consumers' specific needs regarding buying or improving their home, as well as managing private assets.
Debt restructuring loans allow customers to refinance their debt.
> Private Label Credit Cards
Revolving credit issued under a retailer's brand. Consumers choose how much of the account balance to pay off each month, subject to minimum payments. Payment facilities are
offered in stores.
> Sales Finance
Closed-end personal loans issued with or without collateral, which are offered through retail channels. Term loans range anywhere between 12 and 72 months, often with interest-free
periods.
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