> Revolving Credit Cards
Revolving credit cards issued directly to customers or through retailers. They can also be issued with co-branding. Consumers choose how much of the account balance to pay off
each month, subject to minimum payments.
> Affinity Loans
Closed end or revolving personal loans offered to members of affinity groups such as LIC and other organizations.
> Bank Cards
Consumer financing through MasterCard that provides consumers with a revolving line of credit for purchases. The consumer chooses how much of the account balance to pay off each month, subject to minimum payments.
> Consumer Loans
Revolving or fixed closed-end lines of credit. Customers pay pre-arranged monthly instalments, depending on the size of the credit line.
> Sales Finance
Closed-end personal loans and revolving credits issued with or without collateral. They are offered primarily through retail channels. Term loans range anywhere between 12 and 60 months, and there can be payment-free periods as well as no annual fees.
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