> BankCards
Consumer financing card with Mastercard Electronic, targeted to lower-income consumers. The card provides a revolving line of credit for purchases and allows the consumer to choose how much of the account balance to pay off each month, subject to minimum payments.
> Consumer Loans
Fixed closed-end Credit Line. Customers pay pre-determined monthly installments, depending on the size of credit line and the term of the loan. They are being offered in branches and booths located inside our retailers. The loan can be paid through coubon books or post-dated checks. This product is also offered to companies that agree to deduct the loan from the employee's payroll.
> Insurance
Credit insurance offered to consumers, in conjunction with another financial product, to protect them if them experience payment hardship. The insurance covers unemployment; temporary disability; death and permanent total disability or dismemberment.
> Cash Card
A card with a pre-approved credit line that enables customers to withdraw at ATM cash machines. Customers can pay their loan in monthly installments by choosing the term in the ATM.
> Private Label Credit Cards
Revolving credit issued under a retailer's or manufacturer's name. Consumers choose how much of the account balance to pay off each month, subject to minimum payments. Our private label also offers a variety of payment plans tailored to the retailer needs (free-interest plan, sales finance, buy now, pay later, etc).
> Sales Finance
Closed-end loans issued without collateral. They are offered primarily through retail channels to consumers who purchase goods from the retailer. Term loans range between 2 and 24 months. This product also can be offered with a pre-determined interest rate for different terms.
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